Get a sense of the costs of buying a home with our monthly mortgage calculator.
An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
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Utah is a wonderful state to work in real estate as a loan officer and to get to know many clients and Realtors. Jeff started his career as a loan officer in 2001 in Salt Lake City, Utah and has assisted many clients to refinance and purchase a home. Over the years through his customer service and financing solutions he has been able to maintain his career working by referral.
Jeff enjoys his career in the real estate industry working with Realtors and assisting their clients to purchase a home. As an entrepreneur he/she grows his real estate career through hard work, dedication, and regular communication with clients and Realtor business partnerships.
